7 Benefits of the Citi Strata Premier Card

The card also packs travel-related perks that can save money, like trip cancellation and interruption insurance and lost or damaged luggage reimbursement, to name a few. Used wisely, it can fairly easily pay for itself.

Here are the key benefits of the
Citi Strata Premier® Card
.

• 10
  
  ThankYou® points
  
  per $1 spent on hotels, car rentals and attractions booked through the Citi Travel site.

• 3 points per $1 spent on air travel and other hotel purchases.

• 3 points per $1 spent at supermarkets.

• 3 points per $1 spent at gas stations and EV charging stations.

• 3 points per $1 spent at restaurants.

• 1 point per $1 spent on all other purchases.

Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

Spending with the
Citi Strata Premier® Card
will earn you rewards in the form of ThankYou points. There are several redemption options, but you’ll get the most value — typically a penny per point — if you redeem for travel, gift card purchases, or bill payments. (Points are worth only 0.75 cent each when redeemed for cash back.) If you’re willing to put in some effort, transfers to partners at a 1:1 ratio may offer a way to squeeze more value out of your points.

Once a year, you’ll receive $100 off a hotel stay of $500 or more (excluding taxes and fees) booked through

cititravel.com

or by calling 1-833-737-1288. Terms apply. If you already spend this amount or more annually on a stay, this benefit could go a long way toward saving money and offsetting the cost of the card’s annual fee.

Many cards come with

foreign transaction fees

, which are charged as a percentage (typically 3% to 5%) of any purchase you make internationally. That can make for an expensive vacation abroad.

But like any travel credit card worth its salt, the
Citi Strata Premier® Card
doesn’t charge foreign transaction fees.

As a cardholder, you’ll get access to

The Reserve by Citi Travel

, a website that features high-end and highly rated hotels and resorts you can book.

Through The Reserve bookings, you’re eligible for a $100 experience credit to use for purchases made on the property, from food to spa treatments. You’ll also get other perks like daily breakfast for two, complimentary Wi-Fi, and others depending on availability (a room upgrade, or early check-in or checkout). The offerings also vary depending on the property.

The
Citi Strata Premier® Card
has several travel protections that can help when the unexpected happens. It offers

trip cancellation

, delay, and interruption insurance.

Baggage insurance

also covers lost or damaged luggage. And there’s MasterRental Coverage if you rent a car. Terms apply.

You must pay with the card and meet terms to qualify for coverage.