<\/p>\n
\n The new Crate & Barrel Visa Signature Card and CB2 Visa Signature Card, now issued by First Bank & Trust and serviced by financial technology company <\/span> \n Holders of previous versions of Crate & Barrel credit cards, which were issued by <\/span> \n Here\u2019s an overview of how the latest cards compare.<\/span>\n <\/p>\n<\/p><\/div>\n \n \ud83e\udd13<\/span> \n If you previously held a version of a Crate & Barrel card, you’ll need to set up your new account by visiting <\/span> \n Like the previous cards, the new Crate & Barrel Visa Signature Card and CB2 Visa Signature Card will have no annual fees. New cardholders can enjoy a modest welcome offer: as of this writing, applicants can receive a $50 bonus after spending $1,000 outside of Crate & Barrel\u2019s four brands within the first 90 days of account opening. (These brands include Crate & Barrel, CB2, Crate & Kids, and Hudson Grace.)<\/span>\n <\/p>\n<\/p><\/div>\n \n Ongoing rewards will differ slightly compared to the previous versions of the credit cards:<\/span>\n <\/p>\n<\/p><\/div>\n New Crate & Barrel and CB2 Visa Signature cards<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n <\/span>\n <\/th>\n Previous Mastercard versions<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n <\/span>\n <\/th>\n<\/tr>\n<\/thead>\n 10% back in reward dollars on purchases made at Crate & Barrel, CB2, Crate & Kids, and Hudson Grace.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n 4% back in reward dollars at other home retailers and grocery stores.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n 1% back in reward dollars on all other purchases.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n Limited time: Earn 4% back in reward dollars at apparel retailers through March 31, 2026.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/td>\n 10% back in reward dollars on purchases made at Crate & Barrel, CB2, Crate & Kids, and Hudson Grace.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n 2% back in reward dollars on eligible grocery store purchases.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n 1% back in reward dollars on all other purchases.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/td>\n<\/tr>\n Milestone bonus: Earn $100 in rewards dollars after spending $10,000 on the card annually.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/td>\n No ongoing annual bonus opportunity.<\/span><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n \n As with their predecessors, the new Crate & Barrel cards still offer you a choice: You can earn the 10% rewards rate on eligible purchases with the retailer, or you can opt for a <\/span> \n If you choose the reward dollars, they’ll automatically redeem as certificates issued in $20 increments once your balance reaches that amount. These certificates are valid for 90 days and can be used for in-store and over-the-phone purchases at Crate & Barrel and CB2, as well as online purchases made on their websites and apps.<\/span>\n <\/p>\n<\/p><\/div>\n \n Alternatively, if you opt for the financing option, the new cards offer the following terms:<\/span>\n <\/p>\n<\/p><\/div>\n Six months of financing on purchases of $749 or more.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n 12 months on purchases of $1,499 or more.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n Up to 24 months on purchases of $2,999 or more.<\/span><\/p>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n \n However, note that under deferred interest offers like these, interest is still accruing in the background. This means that if you have any balance remaining once the promotional window ends, you’ll owe interest on the entire purchase amount, retroactive to the purchase date, and at the card’s normal ongoing APR. As of this writing, that could be quite costly, as the cards’ ongoing APR can reach nearly 34%.<\/span>\n <\/p>\n<\/p><\/div>\n
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\n Imprint<\/span>
\n <\/a>
\n , are maintaining some key features while also offering elevated rewards in new categories.<\/span>\n <\/p>\n<\/p><\/div>\n
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\n Synchrony<\/span>
\n <\/a>
\n and ran on the Mastercard payment network, will be upgraded to new versions after visiting Imprint’s site and confirming certain information.<\/span>\n <\/p>\n<\/p><\/div>\n
\n Nerdy Tip<\/span>\n <\/p>\n
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\n account.imprint.co<\/span>
\n <\/a>
\n , entering your phone number, and following the provided instructions. With the switch from Mastercard to Visa, you’ll receive a new card number, so be sure to update that information where necessary.<\/span>\n <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n\n New 4% Back Categories and a Bonus<\/span>
\n <\/h2>\n<\/p>\n\n\n
\n <\/th>\n \n <\/p>\n \n <\/p>\n \n \n \n \n
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\n \n \n \n
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\n deferred interest promotion<\/span>
\n <\/a>
\n on qualifying purchases.<\/span>\n <\/p>\n<\/p><\/div>\n\n