{"id":2177,"date":"2025-10-01T17:08:18","date_gmt":"2025-10-01T17:08:18","guid":{"rendered":"https:\/\/igorsplayground.com\/appcheckr\/8-highest-yielding-mortgage-reits-for-income-investors\/"},"modified":"2025-10-01T17:08:18","modified_gmt":"2025-10-01T17:08:18","slug":"8-highest-yielding-mortgage-reits-for-income-investors","status":"publish","type":"post","link":"https:\/\/igorsplayground.com\/appcheckr\/8-highest-yielding-mortgage-reits-for-income-investors\/","title":{"rendered":"8 Highest Yielding Mortgage REITs For Income Investors"},"content":{"rendered":"

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Updated on September 25th, 2025 by Bob Ciura
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Mortgage Real Estate Investment Trusts, commonly known as \u201cmREITs,\u201d offer an appealing income source for investors. These entities primarily invest in mortgages that are typically secured by tangible assets, such as commercial and residential real estate, and maintain conservative loan-to-value ratios.<\/p>\n

mREITs finance their portfolios through a combination of equity raised by selling shares and debt, which is usually acquired at a significantly lower interest rate than the rates they earn on their mortgage investments. This strategy results in substantial and stable cash flow for the mREIT.<\/p>\n

For those interested, you can download a free list of over 200 REITs, complete with key financial metrics<\/a> like dividend yields and payout ratios by clicking the link below:<\/p>\n

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Additionally, as REITs, these companies are exempt from paying corporate taxes on their net interest income, provided they distribute at least 90% of their taxable income to shareholders as dividends. This structure typically results in high dividend yields for mREIT shareholders, making them an exceptional source of passive income.<\/p>\n

However, the significant leverage employed by mortgage REITs introduces risks that can lead to dividend cuts. Therefore, investors must exercise caution when selecting which mREITs to invest in.<\/p>\n

This article highlights the eight highest-yielding mortgage REITs from the Sure Analysis Research Database.<\/em><\/p>\n

Table of Contents<\/strong><\/h3>\n

You can quickly navigate to any section of the article using the links below:<\/p>\n

#8: Blackstone Mortgage Trust (BXMT)<\/strong><\/h3>\n

Blackstone Mortgage Trust is a real estate finance company focused on the origination and purchase of senior loans secured by commercial properties in North America and Europe. The majority of its asset portfolio consists of floating-rate loans backed by first-priority mortgages, primarily from office, hotel, and manufactured housing properties.<\/p>\n

On July 30, 2025, Blackstone reported a net income of $7.0 million, or $0.04 per share, marking a return to profitability. Distributable EPS was $0.19, up from $0.17 in Q1, with dividends remaining at $0.47 per share, yielding 9.7% based on the July 29 share price of $19.36. The company\u2019s total revenues reached $133.9 million.<\/p>\n

Click here to download our most recent Sure Analysis report on BXMT<\/strong><\/a><\/p>\n

#7: AGNC Investment Corporation (AGNC)<\/strong><\/h3>\n

AGNC Investment Corp is a mortgage REIT that primarily invests in agency mortgage-backed securities (MBS) on a leveraged basis. The firm\u2019s portfolio includes residential mortgage pass-through securities, collateralized mortgage obligations (CMOs), and non-agency MBS.<\/p>\n

On July 21, 2025, AGNC reported a comprehensive loss of $0.13 per common share for Q2 2025. The investment portfolio totaled $82.3 billion, with leverage at 7.6x tangible net book value.<\/p>\n

Click here to download our most recent Sure Analysis report on AGNC Investment Corp (AGNC)<\/strong><\/a><\/p>\n

#6: Dynex Capital (DX)<\/strong><\/h3>\n

Dynex Capital invests in mortgage-backed securities (MBS) on a leveraged basis in the U.S., focusing on both agency and non-agency MBS. On July 21, 2025, Dynex reported a total economic loss of $(0.10) per common share for Q2 2025.<\/p>\n

The company raised $282 million in equity capital and maintained liquidity at $891 million, with leverage at 8.3 times shareholders\u2019 equity.<\/p>\n

Click here to download our most recent Sure Analysis report on DX<\/strong><\/a><\/p>\n

#5: Orchid Island Capital, Inc. (ORC)<\/strong><\/h3>\n

Orchid Island Capital focuses on investing in residential mortgage-backed securities (RMBS). On July 24, 2025, the company reported a net loss of $33.6 million, or $0.29 per common share.<\/p>\n

Liquidity remained strong at $492.5 million, representing 54% of stockholders\u2019 equity.<\/p>\n

Click here to download our most recent Sure Analysis report on Orchid Island Capital, Inc. (ORC)<\/strong><\/a><\/p>\n

#4: Chimera Investment Corp. (CIM)<\/strong><\/h3>\n

Chimera Investment Corporation invests in a diversified portfolio of mortgage assets. In early August, Chimera reported a core earnings-per-share dip of 5% sequentially, driven by lower net interest income.<\/p>\n

Click here to download our most recent Sure Analysis report on CIM<\/strong><\/a><\/p>\n

#3: PennyMac Mortgage Investment Trust (PMT)<\/strong><\/h3>\n

PennyMac Mortgage Investment Trust invests in residential mortgage loans and mortgage-related assets. On July 22, 2025, PMT reported a net investment income of $70.2 million.<\/p>\n

Click here to download our most recent Sure Analysis report on PMT<\/strong><\/a><\/p>\n

#2: ARMOUR Residential REIT (ARR)<\/strong><\/h3>\n

ARMOUR Residential invests in residential mortgage-backed securities, including those backed by U.S. Government-sponsored entities. On July 23, 2025, ARMOUR reported a GAAP net loss of $78.6 million for Q2 2025.<\/p>\n

Click here to download our most recent Sure Analysis report on ARMOUR Residential REIT Inc (ARR)<\/strong><\/a><\/p>\n

#1: Ellington Credit Co. (EARN)<\/strong><\/h3>\n

Ellington Credit Co. focuses on acquiring and managing residential mortgage and real estate-related assets. On August 19, 2025, Ellington reported net income of $10.2 million for the first fiscal quarter.<\/p>\n

Click here to download our most recent Sure Analysis report on EARN<\/strong><\/a><\/p>\n

As you can see from the dividend yields offered by the ten stocks discussed in this article, mREITs can be powerful passive income generators. However, investors need to be careful before investing in this sector, given that dividend cuts can be common during periods of economic stress. As a result, diversification and a focus on quality are essential.<\/p>\n

Additional Reading<\/strong><\/h3>\n

Explore more high-quality dividend stocks in the following Sure Dividend databases, each based on long streaks of steadily rising dividend payments:<\/p>\n

Alternatively, consider analyzing the portfolios of legendary investors to benefit from their extensive research and expertise.<\/p>\n

To assist you, Sure Dividend has created the following two articles:<\/p>\n

If you’re looking to create a customized dividend income stream, the following lists provide useful information on high dividend stocks and those that pay monthly dividends:<\/p>\n<\/div>\n

Thanks for reading this article. Please send any feedback, corrections, or questions to support@suredividend.com.<\/p>\n